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Nov 19, 2013

Community Bank Shout-out Weekly Drawing!

Tell us why your community bank is the best ever for the chance to win a $100 American Express Gift Certificate! November 20-December 17

Tell us why your community bank is the best ever! Beginning November 20th until December 17th, Switch to Community will be holding weekly drawings via Facebook and Twitter, for the chance to win a $100 American Express Certificate!

Here’s how to enter:

  • Post on Facebook and/or Tweet about why you love your community bank, or submit your story here
  • Include the hashtag #STCBank in your posts
  • Tag @bankinglocal at the end of any tweets
  • Each entry will enter you for that week’s drawing
  • Add a photo or video to your post and you’ll be entered twice!

Winners will be announced each Wednesday during the contest. Winners will be contacted via Facebook Message, Tweet, and / or Twitter Direct Message and asked to provide contact information for further follow-up on receiving their prize.

Entrants may enter up to 5 times per week, each entry must contain a different reason why you love your community bank!

Read full contest guidelines and official rules below.

Are you a bank that wants to see what your customers have to say? Tweet about the contest now and find out what your customers love about you!

*By entering this contest, you give Switch to Community permission to use the entry on Switch to Community social channels, and on

The "Switch to Community Presents: Community Bank Shout-out" ("Drawing") begins on November 20, 2013 at 12:01 a.m. Eastern Standard Time ("EST") and ends on December 17, 2013 at 11:59 p.m. EST ("Promotion Period"). During the Promotion Period, there will be four (4) weekly entry periods (individually, "Entry Period" and collectively, "Entry Periods") as set forth below.


Entry Period

Start Date of Entry Period at 12:01 a.m. (EST)

End Date of Entry Period at 11:59 p.m. (EST)

Weekly Prize Drawing Date


November 20, 2013

November 26, 2013

November 27, 2013


November 27, 2013

December 3, 2013

December 4, 2013


December 4, 2013

December 10, 2013

December 11, 2013


December 11, 2013

December 17, 2013

December 18, 2013


*The fourth (4th) and last Entry period ends December 17, 2013.


By participating in the Drawing, each participant unconditionally accepts and agrees to comply with and abide by these Official Rules and the decisions of Switch to Community (the "Sponsor"), which shall be final and binding in all respects.


ELIGIBILITY : Only legal residents of the United States who are at least eighteen (18) years old and not a minor in their state of residence or in the District of Columbia (if resident there) at the time of entry are eligible to enter into the Drawing. Drawing prize providers and its/her/their respective parent companies, subsidiaries, joint ventures, affiliates, successors, assigns, distributors, dealerships, retailers, franchisees, advertising, marketing and promotion agencies and each of their respective officers, directors, employees and representatives (collectively, the "Promotion Entities" and "Released Parties"), and the Immediate Family Members and Household Members of such individuals are ineligible to enter the Drawing or win a prize. "Immediate Family Members" shall mean parents, step-parents, legal guardians, children, step-children, siblings, step-siblings or spouses. "Household Members" shall mean those persons (whether or not related) who share the same residence at least three (3) months a year. VOID WHERE PROHIBITED OR RESTRICTED BY LAW.

HOW TO ENTER : No purchase is necessary to enter the Drawing. To enter the Weekly Prize drawing, tweet, post on Facebook, or submit a Love Local story via this form All entries on Facebook must use the hashtag #STCBank, and all Twitter entries must tag @bankinglocal (Switch to Community twitter handle) as well as include the hashtag #STCBank. All entries must be received prior to the end of the applicable Entry Period. Proof of submission is not proof of entry or receipt by Sponsor. Limit of five (5) entries per person per Entry Period for the same content. Entrant may submit multiple different stories and/or social posts to be entered again into the drawing. Entries received during one Entry Period will not carry over into subsequent Entry Periods. By submitting an entry, entrants are giving their express authorization to Sponsor to use entry content on social media channels and website (


Entries generated by script, macro, bot or other automated means will be disqualified. All information provided by participants will become the property of Sponsor. ALL ENTRIES MUST BE SUBMITTED IN ACCORDANCE WITH THESE OFFICIAL RULES. NO OTHER METHOD OF SUBMISSION WILL BE ACCEPTED. All incomplete, unreadable or unintelligible entries and any other entries not in compliance with these Official Rules will be disqualified. Sponsor shall have the absolute right to determine if an entry is in compliance with these Official Rules without notice to the person attempting to enter. False or deceptive entries or acts will render the participant ineligible.



Weekly Prizes: There will be a total of four (4) Weekly Prize winners. Each Weekly Prize winner will receive a $100 Amex Gift certificate


ODDS : Odds of winning the prizes depend on the number of eligible participants who enter the Drawing during an Entry Period and Promotion Period. Precise odds of winning are therefore unavailable. Any difference between the ARV and the actual value of a prize will not be awarded to the winner.


GENERAL PRIZE CONDITIONS: All details and other restrictions of the prizes not specified in these Official Rules will be determined by Sponsor in its sole discretion. Winners cannot transfer, assign or redeem for cash the prize or any component of their prize. No substitutions will be allowed, except Sponsor reserves the right to substitute prize(s) of comparable value (as determined by Sponsor in its sole discretion) if the prize listed or any component of the prize listed is unavailable for any reason. In the event there is a discrepancy or inconsistency between disclosures or other statements contained in any Drawing promotional materials and the terms and conditions of these Official Rules, these Official Rules shall prevail and govern.


WINNER DETERMINATION AND NOTIFICATION: Potential Weekly Prize winners will be selected in a random drawing conducted by Sponsor from all eligible entries received during an Entry Period. Weekly Prize winner will be selected on or about the dates set forth above (the "Weekly Prize Drawing Date"). The potential Weekly Prize winners will be notified by email, Facebook message, Tweet, and/or Twitter Direct message within approximately seven (7) days following the Weekly Prize Drawing Date. Approximately, four (4) weeks after the end of the Drawing Period, Sponsor will send each potential Weekly Prize winner his or her Weekly Prize to the address he or she provided during the Entry Period and/or winner notification correspondence.

If a potential winner does not respond within seventy-two (72) hours of the first notification attempt (or a shorter time if required by exigencies), declines his or her prize, is found to be ineligible, or the prize notification is returned as unclaimed or undeliverable to the potential winner, such potential winner will be disqualified and his/her prize forfeited and an alternate prize winner may be selected from the remaining eligible entries. A potential winner is not a winner of any prize, even if the Drawing should so indicate, unless and until all requirements set forth herein are met. The prizes will be awarded to the person named on the applicable entry subject to verification of eligibility and the terms of these Official Rules. In the event of a dispute as to the identity of an entrant, the entrant will be deemed the Authorized Account Holder of the email address and/or mobile telephone number submitted at the time of entry. For purposes of these Official Rules, "Authorized Account Holder" shall mean the natural person who is assigned to a mobile telephone number and/or email address by a telephone company, wireless service provider, Internet access provider, Internet service provider, online service provider or other organization (e.g., business, educational institution, etc.) responsible for assigning wireless phone numbers and/or email addresses for the telephone exchange associated with the submitted mobile phone number and/or the domain associated with the submitted email address, as applicable. Proof (to Sponsor's satisfaction in its sole and absolute discretion) of being the Authorized Account Holder may be required by Sponsor. It is solely the responsibility of an entrant to notify Sponsor in writing if the entrant changes entrant's physical address, mobile phone number and/or email address during the Entry Period or Drawing Period.


CONDITIONS OF PARTICIPATION/RELEASE: By participating in the Drawing, each participant agrees: (i) to be contacted by Sponsor or Sponsor's designees via, email, Facebook message, Tweet, Twitter direct message, and/or postal mail regarding the Drawing; (ii) that Sponsor and Sponsor's designees shall have the right (but not the obligation) to use, print, publish, reproduce, distribute, display and publicly perform participant's name, image, likeness, photographs, voice, statements, biographical materials and/or other attributes of participant's identity ("Likeness") in any manner whatsoever on and through any media now known or hereafter devised (including, without limitation, in online postings of winners' names, if applicable) throughout the world and in perpetuity for advertising, marketing and promotional purposes, without additional compensation, notification or permission, except where prohibited by law; and (iii) that participant releases, discharges, indemnifies and holds the Released Parties harmless from and against any liability for any damages, injury or losses, to any person (including death) or property, of any kind resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize awarded to participant pursuant to this Drawing, participant's participation in this Drawing or any Drawing related activities, or from Sponsor's and/or Sponsor's designees' use of participant's Likeness in the manner permitted herein. All applicable federal, state and local laws and regulations apply.


LIMITATIONS OF LIABILITY : The Released Parties shall not be responsible or liable for any: (i) losses, damages or other injuries of any kind resulting from participant's participation in the Drawing or any Drawing-related activity or from participant's acceptance, receipt, possession, use and/or misuse of the prizes; (ii) incomplete, inaccurate, illegal, illegible, damaged, stolen, garbled, delayed, late, lost, returned, misdirected, misrouted, mutilated, postage due or undeliverable, unintelligible or scrambled entries, emails, text messages, information, affidavits, releases or communications regardless of method of transmission; (iii) error, omission, interruption, defect, delay in operation or transmission at any website or wireless calling/text message carrier services, failed transmission or interrupted or unavailable network, server or other connections; (iv) miscommunications, failed or malfunctioning phones (including wireless phones/handsets), phone lines, cellular equipment towers, telephone systems or wireless services, computer hardware or software or technical failure; (v) printing, typographical, human, administration or technological errors appearing in these Official Rules or any screen shots thereof or in any other Drawing related content or materials; or (vi) other errors or problems of any kind whether mechanical, human, computer, electronic, mail or otherwise. The Promotion Entities assume no responsibility for any injury or damage to any person's computer, computer system, computer software or hardware, handheld or wireless device, or other property resulting from participating in the Drawing or downloading or copying materials from, or use of, the Sponsor's website. The Promotion Entities make no warranty, representation or guarantee, express or implied, in fact or in law with respect to the prizes. Sponsor reserves the right, in its sole discretion to disqualify any individual who is found to be tampering with, disrupting or undermining the participation process or the operation of the Drawing or to be acting to annoy, abuse, threaten or harass any other person, in an unsportsmanlike manner or otherwise in violation of these Official Rules, and the Promotion Entities reserve the right to seek damages and other remedies from any such person to the fullest extent permitted by law. In the event Sponsor is prevented from awarding the prizes or continuing with the Drawing as contemplated herein due to causes beyond Sponsor's control (including, but not limited to, war, strikes, acts of God, computer viruses, worms, bugs, technical failures, tampering, hacking, fraud, unauthorized human intervention, public health crisis, federal, state or local government law, order or regulation or court or judicial order) then, subject to any governmental approval which may be required, Sponsor shall have the right to suspend, modify or terminate the Drawing. Should the Drawing be terminated prior to the end of the Promotion Period, Sponsor reserves the right to award the prize(s) based on eligible entries received before the date of such termination. These Official Rules cannot be modified or amended in any way except in a written document issued in accordance with applicable laws by a duly authorized representative of Sponsor. The invalidity or unenforceability of any provision of these rules shall not affect the validity or enforceability of any other provision and in the event any such provision is determined to be invalid or unenforceable, these rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or unenforceable provision was not contained therein. Sponsor's failure to enforce any provision of these Official Rules shall not constitute a waiver of such provision or any other provision of these Official Rules.


DISPUTE RESOLUTION : Except where prohibited by law, by entering the Drawing, each participant agrees that: (i) any and all issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the participant and Sponsor in connection with the Drawing shall be governed by and construed exclusively in accordance with the laws of the state of Massachusetts without giving effect to any choice of law or conflicts of law rules of any jurisdiction; (ii) any and all disputes, claims and causes of action arising out of or connected with this Drawing or any prize awarded in connection with the Drawing shall be resolved individually without resort to any form of class action, and exclusively by the state and/or federal courts located in Boston, Massachusetts; (iii) participant hereby irrevocably submits to the jurisdiction of such courts; (iv) participant waives any objection and shall not make any objection to the venue of any such action or proceeding in said courts or that such action or proceeding was brought in an inconvenient court; (v) any and all claims, judgments and awards shall be limited to the lesser of five dollars ($5) or actual out-of-pocket costs incurred, but shall in no event include attorneys' fees or costs; and (vi) under no circumstances will any participant be permitted to obtain awards for and participant hereby waives all rights to claim punitive, incidental, special, exemplary and consequential damages and to have damages multiplied or otherwise increased. By entering this Drawing, PARTICIPANT WAIVES ANY RIGHT TO HAVE A JURY PARTICIPATE IN RESOLVING ANY DISPUTE, whether sounding in contract, tort, or otherwise, arising out of, in connection with, related to, or incidental to, this Drawing.


PRIVACY AND PERSONAL INFORMATION: By entering the Drawing, you grant Sponsor permission to share your email address, phone number and any other personally identifiable information with the other Promotion Entities for purposes of administration, promotion and prize fulfillment. Accordingly, you may receive additional email communications and text messages from the Promotion Entities regarding the Drawing or future promotions. The websites of Promotion Entities other than Sponsor are not under the control of Sponsor. Sponsor encourages all participants to examine the privacy policies and/or terms of use policies of all Promotion Entities.

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